Solutions for your future needs.

Book a meeting


(800) 819-8706

Your Name
700-55 King St. W.
7th Floor
 Kitchener ON N2G 4W1
Phone: (800) 819-8706 Fax: (888) 329-3274
Email: glenjackman@financium.com

Wealth Viewpoint

Show all articles

July Newsletter

Personal Wealth and Finance



Investor Insight

Weighing Strategies for Dollar-Cost Averaging

By investing in mutual funds over specific periodic intervals such as monthly or quarterly, you may or may not reduce risk.


Read more


Financial Viewpoint

A financial plan is essential for a secure future

When creating a plan for any significant life decision, such as choosing a career, getting married, or buying a car, we must spend hours reviewing lists to determine priorities and timing. We must have clarity as we develop our essential …


Read more


Estate View

Life insurance insures large tax liabilities in the final return

As the population ages, more people will face tax liabilities in their estate. Planning ahead is the only key to lessen the impact on your heirs. Capital gains taxation due in the final tax return can amount to thousands and often millions of dollars. We will look at the sources of these liabilities and then look at the solutions.


Read more

 

More Recent Articles



Investor Insight

Greed and Fear: The dilemma of investing without an advisor

Many people get caught up timing the market, when influenced by either of the two emotions, greed or fear. Here’s why this never works.


Read more


Registered Investments

TFSA vs. RRSP: Withdrawal Rules

Navigating the TFSA and RRSP landscapes can be tricky, especially with “re-contribution” traps. Here is the detailed breakdown of the rules, the historical limits, and why the TFSA is often the superior choice for large, one-time withdrawals. TFSA Contribution & …


Read more


Investor Insight

When Your RRSP Must Mature

You are permitted to contribute to your RRSP up until December 31 of the year in which you turn 71, at which point your RRSP must be closed. This deadline is firm — missing it means the entire balance is …


Read more


Investor Insight

RRSP and TFSA REVIEW 2026

Updated for 2026 What are some differences between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP)? The tax benefits of the Tax-Free Savings Account (TFSA) The TFSA is a registered savings account that allows Canadian taxpayers …


Read more


Business

How can I reduce business owner risks?

Start-up firms and smaller companies are especially vulnerable to potentially devastating financial risk because they often lack big company sophistication and in-house risk-control expertise. We will help you gain control of your financial risk.


Read more


Life Insurance

Creating Wealth with Life Insurance

Life insurance provides a tax-free death benefit and is a necessary component of most financial plans. Let’s look at the Top Insights on using life insurance to protect our assets and build wealth.  Types Of Life Insurance  Term Insurance: Term …


Read more


Estate View

Estate Tax: Planning Wisely

Tax Planning is Legal: Canadians can legally arrange finances to minimize income tax. Tax Issues to consider: RRIF Withdrawals: Increases your tax burden and may result in an Old Age Security (OAS) clawback. Provincial Tax Rate: Living in a high-tax-rate …


Read more

 

Newsletter tags


A A